How do I apply for senior citizen property tax exemption in Cook County?

The Senior Citizen Homestead Exemption lowers property taxes for eligible homeowners who are 65 or older. The exemption lowers your home’s equalized assessed value (EAV). This can reduce the property taxes you owe.

If you qualify, you must apply through the Cook County Assessor’s Office.

Eligibility Requirements for the Senior Citizen Homestead Exemption

To qualify for the exemption in Cook County, you must meet the following requirements.

1. You Must Be Age 65 or Older

You must be at least 65 years old during the tax year for which you are applying.

2. You Must Own the Property

The home must be owned by you or jointly owned with someone else, such as a spouse.

3. The Property Must Be Your Primary Residence

You must live in the property as your main residence.

Second homes, rental properties, and investment properties do not qualify.

How to Apply for the Senior Citizen Homestead Exemption

Step 1: Check if You Already Received the Exemption

Some homeowners automatically receive the exemption when they turn 65 and the Assessor confirms eligibility.

You can review your property tax bill or check your property record to see if the exemption is already applied.

Step 2: Apply Through the Cook County Assessor

If the exemption has not been applied, you can submit an application to the Cook County Assessor’s Office.

Applications can usually be submitted:

• Online through the Assessor’s website

• By mail

• In person at a local assessor office

Step 3: Provide Required Documentation

You may need to provide documents that confirm:

• Your age (such as a driver’s license or state ID)

• Proof of residency

• Ownership of the property

The Assessor uses this information to verify eligibility.

When Should You Apply?

It is best to apply as soon as you become eligible at age 65.

Once approved, the exemption usually stays in place if you still qualify and live in the property.

Some homeowners may receive renewal notices depending on county procedures.

Key Takeaways

• The Senior Citizen Homestead Exemption helps reduce property taxes for homeowners age 65 or older.

• The exemption lowers the equalized assessed value of your home.

• You must own and live in the property as your primary residence.

• Applications are submitted through the Cook County Assessor.

• Proof of age and residency may be required.

For Cook County seniors, applying for the Senior Citizen Homestead Exemption can help lower property taxes. It also helps you access available tax relief programs.